Future Value CalculatorBelow you can find a future value calculator of an investment when interest is a factor. On this spreadsheet, it's necessary to provide the amount of the initial investment, the nominal interest rate, the number of compounding periods per year and the number of years of the investment. Assuming that there are no additional deposits or withdrawals, the future value of an investment is based on the folowing formula:  where: t = total value after y years (future value) We can get this task done with a spreadsheet... Example:Mr. Karl M. makes a modest investment of $100,000 at 9.5%. If interest is compounded quarterly, let's calculate the future value of Karl's investment in 15 years... We enter our data into the calculator... Initial Investment = 100,000.00 Nominal Interest rate = 9.50% Nr. of Compounding periods / yr = 4 Number of years = 15 and we get this result Amount = 408,916.74
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